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Groupama S.A

Ratings and financial structure

Financial policy

Groupama’s successful financing strategy has allowed it to achieve its financial objectives. As a result, the Group is highly financially robust.

Debt

At the end of 2009, Groupama S.A.’s debts level amounted to €3.8 billion, mainly subordinated bonds and a credit facility.

Ratings

Groupama’s financial standing is rated by independent ratings agencies.

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Groupama is a mutual insurance company, bank and financial services provider with "multi-channel" distribution to serve 16 million members and customers.